Free Guidance · No Fees · No Obligations

Education Grants for Adult Learners

Who may qualify, the types of education grants available, and where to find legitimate resources for adult learners.

Going back to school as an adult can open the door to a new career, a better job, or a long-delayed education goal. However, tuition, books, supplies, transportation, and other education costs can make returning to school difficult.

Adult learners may have several financial aid options, including federal grants, scholarships, state assistance, school-based aid, and grants for career or technical training. The Federal Pell Grant is available to eligible undergraduate students with financial need, and for the 2026-27 award year, the maximum Pell Grant is $7,395.

Financial aid is not limited to students who enroll immediately after high school. Adults returning to college, community college, career school, or certain eligible training programs can also explore available assistance.

Who May Qualify for Education Grants?

Potential financial assistance may be available to:

Eligibility depends on the particular grant or scholarship. Some programs are based on financial need, while others focus on career field, location, school, age, employment status, or other circumstances.

Check What You May Qualify For

Available programs can vary based on your education goals, income, location, school, and program of study.

  • ✓ Free eligibility check
  • ✓ Free guidance if needed
Check What You May Qualify For →

Programs vary based on your education goals, income, location, school, and program of study.

Types of Education Grants for Adult Learners

Federal Pell Grants

The Federal Pell Grant is one of the most important sources of federal grant aid for eligible undergraduate students with financial need. For the 2026-27 award year, the maximum Pell Grant is $7,395. The actual amount depends on the student's circumstances, school costs, enrollment, and other factors. Pell Grants generally do not have to be repaid, although exceptions can apply in certain situations.

Federal Supplemental Educational Opportunity Grants

The Federal Supplemental Educational Opportunity Grant (FSEOG) provides additional grant assistance to undergraduate students with exceptional financial need at participating schools. Awards can be up to $4,000 per year, although amounts depend on the school and available funding.

Workforce and Career Training Grants

Adults who want to learn a new trade or move into an in-demand career may find assistance for short-term training, certificates, and vocational programs. A new Workforce Pell Grant began July 1, 2026, providing Pell funding for eligible short-term workforce training programs lasting 8 to 14 weeks. Eligible programs are determined through participating states and institutions.

State Education Grants

States may offer grants, scholarships, tuition assistance, or other programs for residents attending eligible colleges or training programs. Requirements can vary considerably, so adult learners should check both federal and state opportunities.

College and School-Based Grants

Colleges, universities, and career schools may have institutional grants or scholarships for students who demonstrate financial need or meet other criteria. Ask the school's financial aid office about assistance specifically available to adult, returning, part-time, or nontraditional students.

Scholarships for Adult Students

Scholarships can come from nonprofit organizations, foundations, employers, professional associations, and other private sponsors. CareerOneStop's Scholarship Finder includes thousands of scholarships, fellowships, grants, and other financial aid opportunities and allows searches by keyword, award type, location, and level of study.

Employer Education Assistance

Some employers help employees pay for college courses, certifications, or job-related training. Before paying for a program yourself, check with your employer or human resources department to see whether tuition assistance is available.

How Education Grants Typically Work

  1. Choose your education goal. Decide whether you want a degree, certificate, trade program, or career training.
  2. Check whether the school or program is eligible. Not every educational program qualifies for federal financial aid.
  3. Complete the FAFSA. The FAFSA is used to determine eligibility for federal, state, and school financial aid.
  4. Search for additional scholarships and grants. Look beyond federal aid for school, state, nonprofit, and industry opportunities.
  5. Compare your financial aid offers. Review grants and scholarships before considering loans.
  6. Watch application deadlines. Some scholarships and state programs have separate deadlines.

Frequently Asked Questions

Can adults get education grants?

Yes. Eligible adult students can receive federal, state, school, and private financial aid. Federal Pell Grants, for example, are available to eligible undergraduate students with financial need.

Can I get a Pell Grant if I am returning to school?

Potentially. Pell Grant eligibility depends on factors such as financial need, enrollment, the program you attend, and your previous education. There are also lifetime limits on Pell Grant eligibility.

Is there a maximum Pell Grant for 2026-27?

Yes. The maximum Federal Pell Grant award for the 2026-27 award year is $7,395. Your actual award may be lower depending on your circumstances.

Can adults get grants for trade school?

Potentially. Eligible career and trade schools can participate in federal student aid programs, and some short-term workforce programs may now qualify for Workforce Pell.

Can I get financial aid if I work full time?

Possibly. Working does not automatically prevent you from receiving financial aid. Your eligibility depends on the specific program and your financial and educational circumstances.

Can parents get education grants?

Yes. Parents returning to school can apply for federal and other financial aid if they meet the applicable requirements. Additional scholarships may specifically target adult students or parents.

Do I have to be enrolled full time?

Not necessarily. Some grants and other forms of financial aid can be available to part-time students, although enrollment level can affect the amount of aid.

Do education grants have to be repaid?

Most grants generally do not have to be repaid, but repayment can be required in certain situations, such as withdrawing from school under circumstances that create an overpayment or failing to meet specific grant obligations.

Is FAFSA only for young students?

No. FAFSA is used by students seeking federal, state, and school financial aid for college, career school, and other eligible programs.

Where can adult learners find scholarships?

CareerOneStop's Scholarship Finder can be searched for scholarships, grants, fellowships, and other financial aid opportunities using filters such as study level, location, and award type.

Tips for Adult Learners Looking for Education Assistance

Do this

  • Complete the FAFSA even if you are unsure whether you qualify.
  • Ask your school's financial aid office about grants for returning students.
  • Search for scholarships specifically for adult or nontraditional students.
  • Check state financial aid programs.
  • Look into workforce training assistance if you are changing careers.
  • Ask your employer about tuition assistance.
  • Compare grants and scholarships before taking out student loans.
  • Keep track of application deadlines and required documents.

Common Mistakes to Avoid

Avoid this

  • Assuming financial aid is only for recent high school graduates
  • Skipping the FAFSA because you think your income is too high
  • Applying only for federal grants
  • Ignoring state and school-based assistance
  • Assuming every online course qualifies for federal aid
  • Waiting until after enrollment to research scholarships
  • Taking out loans before checking available grants

Additional Resources

You may also find support through:

Federal Student Aid (studentaid.gov)
FAFSA
CareerOneStop Scholarship Finder
CareerOneStop Workforce Training Resources
State financial aid agencies
School financial aid offices

Ready to Explore Your Options?

Going back to school as an adult does not mean you have to pay the entire cost yourself.

Check What You May Qualify For →

Takes under 2 minutes · No credit card · No spam