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Grants for School Expenses

Who may qualify, Pell Grants and other federal aid, and how to find help with school-related costs.

Paying for school can involve much more than tuition. Students and families may also need help with books, supplies, transportation, housing, food, technology, fees, and other education-related costs.

Depending on your circumstances, grants, scholarships, school-based aid, state programs, and other financial assistance may help reduce these expenses. For college, career school, and trade school students, completing the FAFSA is an important first step because it can determine eligibility for federal, state, and school financial aid.

Who May Qualify

Eligibility depends on the program. You may find assistance based on:

For federal student aid, financial need and other eligibility requirements are considered through the FAFSA process.

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Programs vary based on eligibility, location, school, income, and other requirements.

Types of Assistance to Look For

Federal Grants

The Federal Pell Grant is one of the major federal grants for eligible undergraduate students. For the 2026–27 award year, the maximum Pell Grant award is $7,395. Pell Grant funds can be used toward eligible school-related costs. Other federal student aid programs may also be available depending on eligibility.

State Grants

Many states offer their own education grants and financial aid programs. FAFSA information may be used by states when determining eligibility, although individual state requirements and deadlines vary.

College and School Grants

Colleges, universities, career schools, and trade schools may provide their own grants or scholarships. Awards can be based on financial need, academic achievement, a particular program of study, or other criteria.

Scholarships

Scholarships can come from schools, nonprofit organizations, foundations, employers, and other private organizations. Some are based on financial need, while others consider academic achievement, talent, community involvement, or a specific field of study.

Work-Study

Federal Work-Study allows eligible students to earn money through part-time employment. It can help with day-to-day expenses such as food, transportation, and school supplies. Work-study funding and jobs are not guaranteed.

How to Find Help With School Expenses

  1. Complete the FAFSA if you are attending an eligible college, career school, or trade school.
  2. Review your financial aid offer from the school.
  3. Ask the financial aid office about additional grants and scholarships.
  4. Search for state and local education assistance.
  5. Look for scholarships related to your education, background, interests, or field of study.
  6. Compare your total school costs rather than looking only at tuition, and ask about payment plans or emergency assistance if there is still a gap.

The FAFSA is free, and states and colleges may use its information when awarding their own financial aid.

Frequently Asked Questions

Are there grants that help pay for school expenses?

Yes. Eligible students may receive federal, state, institutional, or private grants that can help with education costs.

Can a grant pay for books and school supplies?

Some student aid can help cover expenses beyond tuition and fees, depending on the student's financial aid package and school.

Can grants help with college living expenses?

Some financial aid can contribute toward eligible costs such as housing and food when those expenses are included in the school's cost of attendance.

How do I apply for grants for college?

For federal student aid, completing the FAFSA is generally the first step. You can also ask your school's financial aid office about institutional grants and scholarships.

Do grants have to be paid back?

Grants generally do not have to be repaid, although exceptions can apply if your circumstances change or you do not meet program requirements.

Can I get help with school expenses if I have a low income?

Financial need is one factor used for many student aid programs. Your eligibility depends on the specific program and your circumstances.

What if my financial aid isn't enough?

You may be able to look for additional scholarships, request an aid adjustment, explore other needs-based programs, ask about payment plans, or discuss other options with your school's financial aid office.

Are government grants available for personal school expenses?

Federal student aid programs can provide grants to eligible students for education.

Helpful Tips

Do this

  • Complete the FAFSA as early as possible.
  • Check both federal and state financial aid opportunities.
  • Ask your school's financial aid office about school-specific grants.
  • Search for scholarships before assuming you need a loan.
  • Keep track of application deadlines.
  • Read eligibility requirements carefully.
  • Calculate your full education costs, not just tuition.

Common Mistakes to Avoid

Avoid this

  • Assuming you will not qualify without checking
  • Missing FAFSA or scholarship deadlines
  • Looking only for tuition assistance
  • Ignoring school-specific financial aid
  • Taking out loans before exploring grants and scholarships

Additional Resources

Useful places to explore include:

The official FAFSA application
School financial aid offices
State grant and scholarship programs
Federal Work-Study program
Nonprofit and private scholarship organizations

The official FAFSA can help determine eligibility for federal student aid and may also connect students with state and school-based financial aid opportunities. You can also speak with your school's financial aid office about grants, scholarships, emergency assistance, payment plans, and other options available to enrolled students.

Ready to Explore Your Options?

School expenses can add up quickly, but you may have more assistance options than you realize.

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