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Help With Utility Bills: Find Financial Assistance for Energy Bills

Who may qualify, the types of utility assistance available, and where to find legitimate energy bill help.

If you are struggling to pay your utility bills, financial assistance may be available. Depending on where you live and your circumstances, programs can help with electricity, heating, cooling, and other essential household services.

In the U.S., the Low Income Home Energy Assistance Program (LIHEAP) can help eligible households with heating or cooling bills and may provide emergency assistance during an energy crisis. Some states also provide help with electric bills. Eligibility and application procedures vary by state and territory.

Who May Qualify

Utility assistance programs may be available to:

Eligibility depends on the specific program, your income, household size, location, and other requirements.

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If you are having trouble paying your bills, you may have more than one option. OpenGrants Network helps you discover legitimate utility assistance programs that may match your situation.

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Available programs vary by location, income, household, and other eligibility factors.

Types of Utility Assistance

Electricity Bill Assistance

Some programs can help eligible households with electricity costs. LIHEAP may provide electric bill assistance depending on the state or territory.

Heating and Cooling Assistance

LIHEAP can help qualifying households pay heating or cooling costs. Emergency services may also be available when a household is facing an energy crisis.

Utility Shutoff Assistance

If your electricity or natural gas has been disconnected or you have received a shutoff notice, contact your local assistance agency as soon as possible. State rules and available protections differ based on factors such as weather, age, disability, and utility provider.

Weatherization Assistance

The Weatherization Assistance Program can help eligible low-income households make energy-efficiency improvements that may reduce future heating and cooling costs.

Phone and Internet Assistance

The federal Lifeline program can help eligible low-income households reduce the cost of qualifying phone or internet service. Eligibility can be based on income or participation in certain federal assistance programs.

Local Emergency Assistance

Community organizations, local agencies, and nonprofit programs may offer additional help with utility bills, especially during financial emergencies.

How Utility Assistance Programs Typically Work

  1. Identify the bill you need help with. Determine whether you need assistance with electricity, gas, heating, cooling, phone, internet, or another service.
  2. Check programs in your area. Utility assistance is often administered at the state or local level.
  3. Review eligibility. Income, household size, location, and other circumstances may be considered.
  4. Gather your documents. You may need identification, proof of income, your utility bill, and information about your household.
  5. Apply through the appropriate agency. Follow the program's application instructions.
  6. Ask about emergency assistance. If your service has already been disconnected or you have a shutoff notice, explain the urgency when contacting the program.

Some programs can provide fairly quick support, while others may have waiting lists depending on local funding and demand.

Frequently Asked Questions

How can I get help with utility bills?

Start by checking government energy assistance programs, local community organizations, utility hardship programs, and nonprofit assistance. In the U.S., LIHEAP is one of the main programs for eligible households needing help with home energy costs.

Can I get help paying my electric bill?

Possibly. Eligibility and available assistance vary by state and program. LIHEAP may help with electric bills in some states.

What is LIHEAP?

LIHEAP stands for the Low Income Home Energy Assistance Program. It provides funding to states, territories, and Tribes to help eligible low-income households with home energy needs.

Can I get help if my utilities are about to be shut off?

You may qualify for emergency assistance depending on your state and circumstances. Contact your local energy assistance office as soon as possible rather than waiting for the shutoff date.

Can seniors get help with utility bills?

Yes. Seniors may qualify for utility assistance if they meet the requirements of a particular program. LIHEAP specifically serves low-income households and gives attention to households that include older adults.

Can disabled people get utility assistance?

Possibly. Some programs consider disability as part of eligibility or priority. State rules differ, so check the requirements where you live.

Can I get help with heating and cooling bills?

Yes. LIHEAP can help eligible households with heating and cooling expenses and may provide crisis assistance.

Can I get help with my phone or internet bill?

Eligible low-income households may qualify for Lifeline, a federal program that provides discounts on qualifying phone or internet service.

Can I get utility assistance if I have no income?

Some programs consider households with very low or no income. Other requirements may also apply, so check the specific program in your area.

Where can I find utility assistance near me?

Start with your state's LIHEAP office, local social services agency, community organizations, and utility provider. USA.gov also provides a benefits finder covering housing and utilities.

Helpful Tips

Do this

  • Apply as soon as you know you may need help.
  • Keep a recent utility bill available.
  • Gather proof of income and household information.
  • Ask about emergency or crisis assistance if a shutoff is imminent.
  • Check state and local programs in addition to federal programs.
  • Contact your utility provider about hardship or payment arrangements.
  • Look for weatherization programs that can reduce future energy costs.

Common Mistakes to Avoid

Avoid this

  • Waiting until after your utilities are disconnected
  • Assuming there is only one assistance program
  • Searching only for grants instead of utility assistance
  • Ignoring state and local programs
  • Applying without checking income requirements

Additional Resources

Useful places to explore include:

LIHEAP state and local offices
Weatherization Assistance Program offices
State and local human services agencies
Utility company hardship programs
Community action organizations
Local nonprofits and charities
Lifeline phone and internet assistance
USA.gov benefits and financial assistance resources

USA.gov maintains information on government programs for energy bills and utility disconnections, including LIHEAP and weatherization assistance.

Ready to Explore Your Options?

If utility bills are putting pressure on your household budget, assistance may be available based on your circumstances and location. Checking potential eligibility and matching with available opportunities through OpenGrants Network is free.

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